The U.S. Department of Health and Human Services (HHS) announced the establishment of a new Pre-Existing Condition Insurance Plan (PCIP), which will offer coverage to uninsured Americans who have been unable to obtain health coverage because of a pre-existing health condition. PCIP, which will be administered either by a state or by HHS, will provide a new health coverage option for Americans who have been uninsured for at least 6 months, have been unable to get health coverage because of a health condition, and are a U.S. citizen or are residing in the United States legally. Created under the Affordable Care Act, PCIP is a transitional program until 2014, when insurers will be banned from discriminating against adults with pre-existing conditions, and individuals and small businesses will have access to more affordable private insurance choices through new competitive exchanges. In 2014, members of Congress will also purchase their insurance through exchanges.
Press Release: http://www.hhs.gov/news/press/2010pres/07/20100701a.html
Submitted by Anna